I like the excitement of disaster recovery.  Ever since I grew up in the mid-Atlantic coast region, it was pretty common for my daddy and me to go help out after a storm with his pickup truck.  I got myself a truck today, and as it turns out it was a smart investment that lets me continue helping disaster victims too.

I lost my job in Norfolk in March, so when the opportunity to work as a subcontractor to disaster recovery companies came up, I jumped at it.  The work actually pays almost double of what I used to make.  But the problem is you don’t get paid for a month or more after you get started.  With bad credit and lots of bills at home, that’s hard to manage.

But Norfolk Car Title Loans made it possible.  I didn’t like the idea of going to a shady storefront operation, but they have an online application form that takes no more than 20 or 30 minutes to complete.  With a truck title loan company, there is no credit check.  So I got my money fast — by the next day my wife was paying the bills while I was down in the Gulf coast region helping people save their appliances and furniture for when they rebuild and get their lives back together.

As a Norfolk native, with all my family close by, I would never consider leaving the area.  But when I lost my job at the Norfolk Naval Shipyard it looked like I might have to.  Even worse, I had an accident with my SUV right when I was in this job transition. When it rains it pours.

Things turned around in about four months.  I live in Portsmouth, but found a new job near the Norfolk Airport, about 20 miles away.  You hear worse stories about traffic and commuting, but it made my car all the more important.  It also meant I had to do some car repairs just when money was pretty tight to begin with.  There was a gap of four months of income, so the credit cards were at their limits.  I had bad credit, despite years of managing things prudently.  Not pretty, especially when the Ford needed some body work done.  

That’s when I discovered to Norfolk Car Title Loans.  I could use my car’s value to pay for the car repairs. For me, an important part of the transaction was I didn’t have to go to a storefront operation in some strange neighborhood to get the $1800 I needed.  I filled out an online application, which took all of 20 minutes from my home computer. Within 24 hours I had the fast cash to cover the body work.  By getting loans on car title, this working mother could start a new job and get a paycheck rolling in again.

My family and I went out to eat at Kincaid’s Fish Chop and Steak. It should have been great again. My oldest son Eugene loves it. He is nine years old and he loves the fries they make. However the night I’m talking about he did not look so well. I knew something was wrong simply because he was not excited to be there. His face was beat red and he was sweating. I was about to ask him if everything was alright but I knew it wasn’t so instead I said “Let’s go to the hospital.”

I rushed over with Eugene to the Children’s Hospital of King’s leaving my husband and our four kids behind. It would have been far too much to try to bring all five of our kids with us. Eugene was throwing up blood in the car. He hadn’t eaten a bite at Kincaid’s so it wasn’t the food. We got to the hospital and the doctors knew he needed immediate attention. They ended up removing his appendix.

If that wasn’t bad enough I had problems with my insurance company. They claimed since they never authorized the surgery it was my expense. I had no way to pay for it, I have bad credit since I am trying to support such a large family. I found that car title loans in Norfolk, Virginia could get me the money I needed quickly. It was easy to fill out an application and I was able to pay my bills.

Eugene is doing much better now. We went to Kincaid’s again and he got there fries so it almost made up for the last time.

- Jessie C.

Norfolk, Virginia