I knew I shouldn’t have done that. I have a theory, 90 percent of all tickets are people who are consciously acting dumb. They are fully aware that what they are doing is completely illegal, however they still do it. It isn’t that hard just to not do it. Just wait and obey the law. But who am I criticizing. I’m the pot when the kettle is black.

So I got a ticket for taking an illegal left turn across an unusual intersection. When I went to court the cop described the whole situation to the judge. He described how I looked both ways and inched into it. That I thought no cop was looking. All true, and I denied all of these allegations. However I still got a big fine. That judge said that I was accountable anyways.

If I was rich I wouldn’t care. I’m not going to jail. It doesn’t hurt my insurance. It doesn’t really do anything to me except the fine I need to pay. I have bad credit and this isn’t easy on me. Fortunately I found with car title loans in Norfolk, Virginia I can afford to pay my ticket. I got money quick and all I did was fill out an application. They called me back to offer a vehicle title loan.

You decide whether or not you agree with my theory. Think about the tickets you got, be honest now.

-Danna K.

Norfolk, Virginia

There are six people among my siblings, parents, aunts, uncles and cousins who’ve had colon cancer  My brother caught it at stage 2  about three years ago.  He and his wife had to declare bankruptcy because of all the medical bills.

So naturally I get frequent colonoscopies, at least every three years.  When I worked at my job in Newport News it was easy because we had great health insurance, and my out-of-pocket costs were only $300.  But I left that company in 2005 and have been doing temp work ever since with no medical insurance.  I was supposed to get my colonoscopy this year, but couldn’t afford the full $3000 cost that you pay when you don’t have insurance.

That job loss also meant bills I couldn’t pay and now I have bad credit.  I’ve even had trouble paying my landlord a few months and considered moving away from Portsmouth.  So $3000 looks impossible.

With these family genetics, you’re always checking for signs.  I worry about every little stomach ache (it’s gas, usually).  So I went online and found Norfolk Car Title Loans.  I learned a six year old Buick is good for a $4000 loan — enough to cover the hospital and doctor fees. The loan is done entirely on the Internet — you complete their online application, they send an email with your approval that same day.  The money is sent by wire to your checking account.  It’s fast cash, which leaves you less time to worry.

I had no polyps and no cancer.  I highly recommend getting title loans if you’re worried about your health but may lack the money to have it checked.

- Madalyn N.

I’m a hairy beast. If I was a guy, that wouldn’t be a big deal, as guys have no shame, and they all thing they’re the cat’s meow. But being a woman, having Greek and Italian heritage can be a bit of a curse.

I’ve tried Nair, and shaving, but the hair comes back sooner than you expect. Tweezing is rough, and very painful to boot. Waxing is pure torture, in fact, I think most of the women who perform this procedure are sadists.

My friend Rhonda, who has the same hairy issues that I do, referred me to a laser hair removal clinic in Norfolk that she highly recommended. While not totally permanent, it did offer the most time between treatments. It was totally worth it, once I figured out a way to pay for it.

Money was tight, and I didn’t want to pay cash with what little I had in the bank, and it wasn’t so much that I was going to waste my time with a bank loan. I used my car to get a title loan with Norfolk Car Title Loans. The online application was easy, and they even set me up with the location closest to my house.

If you’re short on cash, I highly recommend Norfolk Car Title Loans.

Susie B.
Portsmouth, VA

I know driving an SUV may not be the most environmental act.  But that Land Rover of mine helped me cut my energy use by 40% in the kitchen.

Our 1970s refrigerator is an energy hog, and my wife hated it because the color was from that decade too.  I had read that old refrigerators use more electricity, and learned that new models can reduce energy consumption by 40%.  The trouble is we have bad credit and aren’t saving much with these gas prices.  I couldn’t see how we’d get a loan since our home equity is maxed out too.  

I was poking around the Internet and saw how developers of unsold condos in Chesapeake were selling off Energy Star rated, stainless steel refrigerators, originally $2800, for $1200!  Brand new, never used.  But you had to go get them, cash and carry, the next day.  I needed fast cash.  

Well, the Land Rover is paid for.  So I went to Nashville Car Title Loans, where they told me I could get up to $2000 in a title loan.  All I needed was $1200, so I filled out the online application.  I finished it in about 20 minutes, was approved in an hour and had the money the next morning – just in time.  It’s beautiful, and so is my lower energy bill.

An automobile title loan made it happen.  That, and my gas guzzler Land Rover

- Denny E.

I don’t like em’. That’s what I told my wife when the new neighbors moved in. She said “of course ya don’t trust em’. they terrorists” My new Arab neighbors think that our neighborhood is a terrorist stronghold I guess. I need to let them know that this is God’s country. This isn’t something we take lightly in these parts. This is my kids’ future and if I don’t trust someone, I don’t trust em’ with my kids.

So I just want to protect my family, that’s perfectly understandable my brother told me. He knows what he’s talking about because he has six kids so he knows you need to protect your family. It’s just what you do, you can’t let your family stay in danger. That’s why my brother told me I got to get myself a gun. I need to protect my family and my country. He said it was my duty.

I never done anything but what was right for America. But right now I can’t afford to buy a gun. That’s what I thought, but then I looked online and found that I could get a car title loan. Car title loans in Norfolk, Virginia were easy to get and fast cash in my hand. It was instant money that I could repay later. Even with bad credit I could get an auto title loan.

I already got a background check. My gun gets here in two days.

-Roc W.

Norfolk, Virginia

My wife and I are responsible people.  We raised two children, both in college now.  We save through a 401K, pay our mortgage, and don’t borrow beyond our means just to buy things or take vacations.

That’s why what we did was pretty shocking to friends and family. What was it?  We borrowed money by using a car title as collateral. It turned out to be our best option.

It began when Linda was in a car accident. She first went to Chesapeake General for the emergency room, then later at Sentara Norfolk General Hospital for follow-up treatment. There were six operations, then she had three months of physical therapy, not to mention the medicine cabinet of pharmaceuticals to manage pain and infections.  Linda was a triathlete before the accident, and was not inclined to letting the injuries cripple her for life.  She’s a fighter.  

But some of our biggest battles were with insurance coverage.  She has health insurance coverage at her job.  We thought it was good insurance. She has been with her company for more than 10 years. Her premiums have gone up a lot in the past five years, and she now pay more than 50 percent of those premiums. Her monthly premium costs rose by $150 in the last four years.   

It wasn’t enough.  We had to argue on so many parts of the coverage.  We had to discontinue physical therapy for two months because they determined it wasn’t essential coverage.  Our out-of-pocket costs were $7000!  With her on disability, we couldn’t pay all our bills, so we ended up with bad credit.  After years of faithful, diligent bill paying on cars, house, kids’ tuition – we couldn’t get a bank loan, or an extension from credit card companies or our mortgage bank. To dip into our 401K money would incur huge penalties, as well as losses due to the down stock market. Our children offered to drop out of college, which we wouldn’t accept.

But we own one car outright, and decided to try car title loans. It was a way to buy time – and get fast cash for her physical therapy at a time that was critical for her recovery.  Because of that car title loan, Linda walks better.  I hope someday she can get back to swimming, biking and running, her true love.

Norfolk Car Title Loans was essential because of the timing of her therapy. Later, we were able to negotiate at least partial coverage (that took only three months).   I was relieved we didn’t have to go to some storefront operation – it’s all online, where you spend about 20 minutes on the online application. The money is in your checking account the next day. For anyone else in this situation, get online auto title loans with no credit checks.  It’s what you sometimes have to do to manage health care in our crazy (I say “broken”) healthcare system.

- Dave E.

It was just a part time job. That was what I said when I took it. And then it paid really well and one thing leads to another and my part time job became a full time job before I knew it. And that full time job paid well. And then I got fat and happy and more so in debt. And finally I got fired. So now I have some debts and even after I tried to pay them off I couldn’t find enough money. So I’ve moved back in with my daddy in Virginia Beach.

It is quite a way from Norfolk, Virginia where I want to move back to. I found an apartment I was looking for off of Princess Anne and Maltby road. It’s a nice little place and my daddy says it’s perfect for me but he refuses to pay. So I’m going to have to come up with the money right away. I’ll be subleasing it and if I don’t pay soon, someone else will get it.

I have no credit so that makes it hard for me to pay for the place. I knew there had to be a way so I looked online and found car title loans could help me make my payment. It was easy to fill out an application and I’m going to be moving in soon.

My daddy doesn’t want me to leave but I don’t think its right for a sixteen year old girl with two kids to be living with her daddy.

-Jessi C.

Norfolk, Virginia

My big brother is such a pain in my ass! I wish he would stay out of my personal business and grow up already. He’s the older one! He’s always trying to get me laid and “make me a man”. Doesn’t he know I’m gay! You’d think my “Divas Live” box set and collection of mesh tank tops would have clued him in, but he’s a very stupid man. Once him and his beer guzzling muscle head friends literally kidnapped me, and took me to Vegas. As if it weren’t bad enough being seen in public with these inebriated Neanderthals, they tried to make me sleep with a prostitute! Girls? Eeeeewwww! I needed to get out of there right away! But I didn’t have any money. I had been kidnapped. As I sat on the edge of the hotel bed crying, the prostitute held me and tried to help. She told me that it was ok that I was who I am and she told me I need I needed to get out of town right away

She had a few “associates” who had to leave town quickly so she suggested getting a car title loan online in my hometown Norfolk, Virginia to get fast cash and get out. The application only took a few minutes, I was pre approved and home safely before the Neanderthals even knew I left.

I like the excitement of disaster recovery.  Ever since I grew up in the mid-Atlantic coast region, it was pretty common for my daddy and me to go help out after a storm with his pickup truck.  I got myself a truck today, and as it turns out it was a smart investment that lets me continue helping disaster victims too.

I lost my job in Norfolk in March, so when the opportunity to work as a subcontractor to disaster recovery companies came up, I jumped at it.  The work actually pays almost double of what I used to make.  But the problem is you don’t get paid for a month or more after you get started.  With bad credit and lots of bills at home, that’s hard to manage.

But Norfolk Car Title Loans made it possible.  I didn’t like the idea of going to a shady storefront operation, but they have an online application form that takes no more than 20 or 30 minutes to complete.  With a truck title loan company, there is no credit check.  So I got my money fast — by the next day my wife was paying the bills while I was down in the Gulf coast region helping people save their appliances and furniture for when they rebuild and get their lives back together.

As a Norfolk native, with all my family close by, I would never consider leaving the area.  But when I lost my job at the Norfolk Naval Shipyard it looked like I might have to.  Even worse, I had an accident with my SUV right when I was in this job transition. When it rains it pours.

Things turned around in about four months.  I live in Portsmouth, but found a new job near the Norfolk Airport, about 20 miles away.  You hear worse stories about traffic and commuting, but it made my car all the more important.  It also meant I had to do some car repairs just when money was pretty tight to begin with.  There was a gap of four months of income, so the credit cards were at their limits.  I had bad credit, despite years of managing things prudently.  Not pretty, especially when the Ford needed some body work done.  

That’s when I discovered to Norfolk Car Title Loans.  I could use my car’s value to pay for the car repairs. For me, an important part of the transaction was I didn’t have to go to a storefront operation in some strange neighborhood to get the $1800 I needed.  I filled out an online application, which took all of 20 minutes from my home computer. Within 24 hours I had the fast cash to cover the body work.  By getting loans on car title, this working mother could start a new job and get a paycheck rolling in again.